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Top Financial Self-Care Habits Gen Z Swears By (2025 Edition) In 2025, financial wellness isn't just about saving money—it's about practicing self-care through smart financial habits . Gen Z, known for their digital savviness and values-driven mindset, is setting new standards in how we approach money. Here's a look at the top financial self-care habits this generation lives by. 1. Embracing Budgeting Apps Gone are the days of traditional spreadsheets. Gen Z uses apps like You Need a Budget (YNAB) and Mint to manage expenses in real-time. These tools make budgeting intuitive and stress-free. 2. Prioritizing Emergency Funds Building a solid emergency fund is a key financial wellness tactic. Most aim to save at least three to six months of living expenses in high-yield savings accounts. 3. Investing Early with Robo-Advisors Gen Z trusts robo-advisors like Betterment and Wealthfront for long-term investing. With low fees and automated portfolios, it’s...