TIPS and trick

Maximize Your Savings: How No Claim Bonus Helps You Get Cheap Car Insurance If you've been driving safely and haven't filed any claims recently, you could be missing out on one of the easiest ways to save on your car insurance: the No Claim Bonus (NCB) . This article will explain how NCB works and how you can use it to score cheap car insurance without compromising your coverage. What is a No Claim Bonus (NCB)? A No Claim Bonus is a reward given by insurance companies to policyholders who haven't filed any claims during their policy period. The longer you go without making a claim, the higher your discount on premiums. Some companies offer up to 75% off after 5 consecutive claim-free years! Why Do Insurers Offer NCB? Insurers reward responsible drivers because fewer claims mean lower risk and administrative costs. Instead of spending on payouts, the savings are passed to safe drivers as a discount — it’s a win-win. How Much Can You Save? 1 year clai...