Skip to main content

Posts

Showing posts with the label save money

How to Save on Car Insurance in the UK: 2025 Tips That Actually Work

How to Save on Car Insurance in the UK: 2025 Tips That Actually Work Car insurance prices in the UK continue to rise in 2025, making it crucial for drivers to find ways to cut costs. Whether you're a new driver or renewing your policy, the right strategies can save you hundreds of pounds. Here are the most effective and realistic tips to help you reduce your car insurance premiums in the UK this year. 1. Shop Around Before You Renew Loyalty doesn't pay in the car insurance game. Always compare quotes from at least 3–5 insurers before renewing. Use comparison sites like NerdWallet UK or Compare the Market to find the best deal. 2. Increase Your Voluntary Excess Increasing your voluntary excess (the amount you agree to pay towards a claim) can significantly lower your premium. Just make sure you can afford to pay it if needed. 3. Add a Named Driver Adding an experienced driver (like a parent or partner) to your policy can sometimes reduce the premium. Be honest—fr...

6 Smart Tips to Reduce Your Car Insurance Premium (2025 Guide)

6 Smart Tips to Reduce Your Car Insurance Premium (2025 Guide) Are you paying too much for your car insurance? Here are 6 expert-approved tips to help you lower your car insurance premium while maintaining essential coverage. These practical strategies can save you hundreds of dollars per year. Visual representation of saving on car insurance premiums. 1. Compare Multiple Insurance Providers Don’t settle for the first quote you receive. Compare offerings from several insurance companies. Make sure you’re comparing apples to apples—one provider may include damage coverage by default while another charges extra for it. Use comparison platforms like NerdWallet's Car Insurance Picks to easily review multiple providers. 2. Don’t Overinsure Your Car Insuring your car for more than its current market value won’t increase your claim payout. Always insure based on the fair market value of your vehicle, not the original purchase price. 3. Adjust Your ...