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How to Save on Car Insurance in the UK: 2025 Tips That Actually Work

How to Save on Car Insurance in the UK: 2025 Tips That Actually Work Car insurance prices in the UK continue to rise in 2025, making it crucial for drivers to find ways to cut costs. Whether you're a new driver or renewing your policy, the right strategies can save you hundreds of pounds. Here are the most effective and realistic tips to help you reduce your car insurance premiums in the UK this year. 1. Shop Around Before You Renew Loyalty doesn't pay in the car insurance game. Always compare quotes from at least 3–5 insurers before renewing. Use comparison sites like NerdWallet UK or Compare the Market to find the best deal. 2. Increase Your Voluntary Excess Increasing your voluntary excess (the amount you agree to pay towards a claim) can significantly lower your premium. Just make sure you can afford to pay it if needed. 3. Add a Named Driver Adding an experienced driver (like a parent or partner) to your policy can sometimes reduce the premium. Be honest—fr...